GEICO - anyone had F3 Body Shop Repairs done Following Collision?

[justsmile0808]

Anyone have experience with GEICO following a collision? I have had experience with them following an auto accident and it is seamless - you can use their body shops and no money changes hands.

However, I was rear ended on my 2020 F3 Limited while waiting at a stop light yesterday - dude in a small pick up with two dirt bikes in the back - who then promptly left the scene of the accident the minute the light changed green. From what I can tell, looks like the rear bumper and bumper extender and some pretty deep scuffs on the underside of the top case. Thank goodness for the top case that appeared to have stopped his truck from doing any more serious damage. Sadly, I didn't get his tag # - while we were still waiting at the red light, my instincts told me to turn around and grab it, but his front end was buried under my top case :-(

So, I was wondering - are GEICO's bodyshops qualified to do these types of repairs? Or any bodyshops for that matter? Or do I take the check and go to a Can Am dealership?

 

[pegasus1300]

Tho not with Geico, when I hit a dog, I went to the dealer who repaired/replaced the damaged peices and billed the insurance company. I paid my deductable and was good to go. I never thought about going to a regular body shop.

 

[BLUEKNIGHT911]

GEICO and other ins. companies have preferred Auto repair shops, but my guess is since they sell MTC> ins. they won't send you to an Auto repair shop. If they do get in touch with your agent or the Company itself and get an explanation WHY .....good luck ....Mike :thumbup:

 

[JayBros]

Automotive body shops by design and specialization do not routinely work on other than automobiles and light trucks. Many cage insurers also have working relationships with large automotive collision companies. If your Spyder insurance is through Geico, why not ring them up and ask? They may have Can-Am dealers they can recommend. Would you trust a plumber to repair your high definition home theater system?

 

[RayBJ]

Body shops are unlikely to do the work. Bring it to a Can Am dealer who can get parts easier/faster and know the machine. FYI, watch out for a Labor Rate difference between what dealers charge and Ins is willing to pay.

I just went through this process - smashed the frunk's jaw (all tupperware, no mechanical damage). Ins paid $57/hr (body shop rate?) but dealer charged standard $140/hr. I had to challenge and they paid the difference.

 

[AndysF3S]

You can order the plastic parts from the dealer but if you take the broken pieces off check that the metal support pieces are not bent. You can do the work yourself or take it to a Can am dealership, taking it to an automotive body shop will add cost with no direct benefit. The plastic parts come in your matching color so no painting required and you may decide to fix it yourself rather than through the insurance company.

Good luck with the repair.

 

[GRHorst]

Make sure you select the shop (dealer in this case) BEFORE you accept any settlement. Based on my experience, there are insurance companies who like to send you a check right away hoping you sign off and accept a smaller amount that what it takes to do the repairs. Fortunately however, most of the reputable companies won't treat you this way and will work directly with the repair shop and provide additional funds if the cost is higher than the insurance company estimated.

 

[ARtraveler]

Tho not with Geico, when I hit a dog, I went to the dealer who repaired/replaced the damaged peices and billed the insurance company. I paid my deductable and was good to go. I never thought about going to a regular body shop.

similar experience with my 2014 when it was brand new. Coming home from replacing the rear tire at 8900 miles (the soft ones if you remember). Hit a dog head on at 55. He came out of the bushes and it was hard for me to do, the cement truck coming in the opposite lane gave me courage to hold on and hit the dog.

$2000 to the front end...all cosmetic, no frame damage. I took it directly back to the dealer and they worked with my insurance (State Farm). The dealer got all the necessary parts from CanAM and replaced them. It still drove like new after the repairs. We kept that Spyder the longest and put over 40K miles when traded off. We had NO further issues with the 2014. :bowdown:

 

[PaladinLV]

This was many years ago (14) but at that time, GEICO sent me to Harley; Harley sent them the estimate, and GEICO paid them directly - MINUS my deductible.

AJ

 

[racoon]

I had GEICO some years ago on a vehicle that suffered an electrical failure, that should have been covered by the Mechanical Breakdown coverage that I had.
The vehicle broke down while I was driving in freezing rain conditions, which wasn't fun.

Vehicle got towed to a shop, they diagnosed the problem, and I reported it to GEICO.
The shop was very specific about that the insurance adjustor needed to contact them before showing up to confirm their diagnosis. It required hooking the vehicle up to their diagnostic system, and they only had the one system, and it was used regularly by the shop.

GEICO Adjustor showed up without notice, and was told he'd have to make an appointment and come back at another time.
So the adjustor denied my claim since he wasn't able to confirm the problem.
When GEICO contacted me, I called the mechanic, and when they explained the situation, I called GEICO back and got a little testy with them over the phone.
GEICO contacted the adjustor, who the second time followed the directions about making an appointment, and was able to confirm the diagnose and agree to them paying for the fix.

Once I got my vehicle back GEICO canceled my mechanical breakdown coverage.

I sold that car a few months later, as I'd lost confidence in it. I also ditched GEICO.