Insurance question

[aka1004]

I was counting on simply transferring California AAA to Texas but Texas aaa doesn't provide bike coverage. They referred me to an agency.
I was wondering which insurance company other ryders were using.

Thank you in advance.

 

[BikerDoc]

Foremost Insurance is a strong Spyder insurer, Also I have Progressive and just had my bike totalled.. Progressive treated me extraordinary with the claim payment - and they fronted the money until they could collect from the at fault company.. P.S. I just got my renewal from progressive and after the accident (not my fault) they dropped rate 15%. They seem to drop it with each year of experience

 

[SpydeRider2010]

Progressive treated me good also, after my Voyager was trashed last year. Flo didn't show up... but the appraiser went the extra mile for us.

 

[aka1004]

Thank you and called progressive and they quoted $3150 per year for full coverage ...
I am paying $840 with aaa. Quote was for California, for comparison purpose where I don't need motorcycle endorsement for spyder.
It doesn't make sense and agent was familiar with spyder.

 

[BikerDoc]

That is insane... I just got my renewal for $620 for the year and that include 250K/500K Bodily Injury and 250K/500K uninsured motorist in addition to collision , comp, and 100K prop damage.. with progressive.. I knew California was a dangerous place but I think I might call a different progressive agent to see if first one was on drugs..

 

[bobbobtar]

I have Formost Ins. full coverage $500 deductible on collision, no medical coverage and I pay $218 a year but in Minnesota we only ride for about 7 or 8 months.

 

[BikerDoc]

without the uninsured motorist , mine would be $203 but In florida yu have to insure yourself against people who don't have insurance or have way to little or you are in big trouble if they injure you..

 

[SpydeRider2010]

$3150 !!!!! :yikes: not insane. just absolutely STUPID !!!

give them a call back and go over your coverages, item,
by item. something's seriously WRONG with that quote.:wrong:

 

[Littlebadwolf]

Got mine thru AARP which is actually issued by Foremost...full coverage is $780...over three grand is insane..

 

[TuckMiddle]

Insurance

$3150 !!!!! :yikes: not insane. just absolutely STUPID !!!

give them a call back and go over your coverages, item,
by item. something's seriously WRONG with that quote.:wrong:

Tell the Progressive folks it's not a Massaratti (sp?) Spyder, it's a CanAm.


I did get a better quote from GEICO this year and switched. Had Progressive for 9 years and they raised a young guy like me (74) after no claims at all. Of course, I have been creamed by a local cage, Dodge Ram - didn't cost Progressive anything. Boy, they are really big trucks in the mirror when the grill is 2 feet away!
:yikes:Tuck

 

[Yazz]

We have Progressive for Spydee and its $102. It has Liability to Others, Comprehensive, Accessory Coverage and Roadside Assistance.

Wondering if the $3150 quote from Progressive was including other vehicles too?

 

[SteveMac]

Yep. Mine is slightly under 600/yr also and with Progressive.

 

[mdimaline]

Mine is a tad over $600 with progressive..........

 

[Dudley]

I have GMAC full coverage, in California, basic deductable, under $400/year for the RT.

 

[Padre Spyder]

My Premium with Progressive went from $78 Liability only on 08 SM5, to 1600.00 for full coverage on 2010 RT. I was referred to Ball Insurance and insured with them for $235 full coverage, 100,000 Liability, $500 Ded. Comp & Collision. They are heavy in Texas and are licensed in about 33 states.

 

[acinpcola]

I am with progressive also- about 400 a year for full coverage. Sounds like Tx has high insurance rates. When I moved to FL from VA, my insurance rates rose also.

AC:spyder2:

 

[rcantrell52]

Insurance Question

We use Allstate for coverage on our Spyders and feel that the price is reasonable.
Reese

 

[Air Force PAO]

I had no previous need for motorcycle insurance until this October when I bought a 2010 Can Am Spyder from an individual. I went on-line to request quotes from Geico, Progressive, and Foremost.

GEICO was best at $729 for a year.

I waited a couple of weeks and got a mailer from GEICO asking for a "second chance."

Now, I have GEICO for $670 a year. Full coverage in Texas.

 

[ARtraveler]

The $60-$70 per month seems to be the ball park with most companies. Your original quote for about $261 a month seems awful high--I would re-check that with another agent.

I have all my insurance with State Farm and I am in the above ballpark.

 

[BLUE MULE]

Progressive- $640 a year full coverage with full replacement for the first 4 years. I live in the Dallas/Fort Worth Metroplex. 2011 RTS-SE5.