From an engineering standpoint, I would have to agree with you. Three bearings (in one casting) requires either extremely close tolerances, or can cause problems. My guess is that it is a load consideration, but remember that the bearings here are contained in two pieces that become an assembly. On motorcycles the bearings are usually hub mounted (at least on my small critters) and the sprocket assembly is rubber mounted or splined, with or without bearings of its own. I'm sure they need more sprocket support so added a third one there. The sprocket/wheel connection should allow enough play to not stress the bearings. Anyway, unusual failure unless a bearing seizes. There is obviously a reason to check bearings every 12K, as they have specified. None of us should overlook this important maintenance item.
-Scotty